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  What it means

  “Whoever doesn’t count their pennies, poverty will teach them to.” Careless handling of money leads to hardship, which then forces financial discipline the hard way.

  English equivalent

  A fool and his money are soon parted.

  Vocabulary

  • liczyć się z — to reckon with, to be careful with
  • grosz — penny, small coin
  • bieda — poverty, hardship
  • wyćwiczyć — to train, to drill (here: to teach through hardship)

  Grammar note

  'Liczyć się z groszem' — 'z' + instrumental: to be careful with money. 'Tego' is the genitive of 'ten', object of 'wyćwiczy'.

  Intermediate

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